Hard deal? Bring it! 
We'll get it done.


Here at Bal Uppal Mortgages, we work for YOU – finding the best product, rate and solution for your unique situation.

Our white glove service allows for a faster, more streamlined solution to expedite your approval!

  • They give amazing service,they guide you very well! Very coprative,honest with work!

    . . .
    Satwinder D.
  • Bal & her team were able to make my dreams come true🙏🏻. I am forever grateful for their hard work & dedication.

    . . .
    Megan L.
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  • First Time Home Buyers
  • Repeat Home Buyers
  • Refinances


  • Assistance with land purchases all the way to completing your dream home

Construction Mortgages

  • Help finding the best lender for your portfolio

Commercial Mortgages

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I am not just a broker: I provide well rounded financial advice for you and your family.
I have various financial connections in specialized sectors to ensure a solution is always  available. With 18 years of extensive experience and a team behind me, I have opened  my own office and able to offer you aggressive interest rates and better financial  solutions. Given stress tests and other possible obstacles knowing lender policies and  how to use them to a files advantage is crucial.  

Languages spoken: Punjabi & English

Phone number: 604-309-7412
Email: bal@baluppalmortgages.ca

Bal Uppal

Senior Mortgage Executive

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My ultimate goal is to make the process of financing your dream house a positive experience for you. I’m here to walk you through the process and offer expert guidance to help you accomplish your home ownership.

Phone number: 778-240-5556

Austin Pedersen

Mortgage Associate

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I enjoy helping others to achieve their goals and provide superb customer service with the use of the latest technology available. My sole responsibility is to ensure mortgage instructions reach the solicitors office in a timely manner and conduct post follow ups  with clients to ensure a smooth transaction: I am still here for you after you move in! 

Languages spoken: Spanish & English
Phone number: 778-557-7549

Monse Flores

Administrative Associate

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Call us: (604)309-7412
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My sole responsibility is to collect required documents to complete applications.  I conduct follow ups with clients during this stage of the application process to ensure they provide all the information and documents required in a timely manner.  A lot of times clients require assistance and I’m here to help! 

Languages spoken: Punjabi, Hindi and English
Phone number: 778-798-8029

Jasneet Sidhu

Mortgage Associate

A division of Lower Financial